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  • Articles, SIIPS

Access or usage? The financial inclusion impact of Africa’s instant payments systems.

Having a financial account is important. But does that account help someone pay a supplier, receive wages, settle a bill or manage the daily finances of a small business?  That question sits at the heart of the fifth edition of the State of Inclusive Instant Payment Systems in Africa report. When AfricaNenda Foundation published the first State of Inclusive Instant Payment Systems in Africa (SIIPS) report in 2022, we set out to provide a shared picture of where instant payment systems were being developed and what the design and development best practices were. Four editions later the number of IPS have grown considerably. As we prepare to launch SIIPS 2026 the  question is no longer only where IPS exist and how we can build them, but it is also what are they delivering for the people and small businesses that use them? 
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  • Articles, SIIPS
Access or usage? The financial inclusion impact of Africa’s instant payments systems.
Having a financial account is important. But does that account help someone pay a supplier, receive wages, settle a bill...
  • Articles
Travel Notes from the 10th Central Bank Payments Conference in Istanbul: Rethinking Regulation
The 10th Central Bank Payments Conference concluded in Istanbul on September 2, bringing together central banks, policymakers, financial institutions and...
  • Articles
Why financial inclusion needs informed storytellers
Good reporting often starts with a journalist asking the right question. As digital payments change how millions of Africans send,...
  • Articles
Empowering African journalists to report on inclusive digital payments
AfricaNenda Foundation is leveraging the media to strengthen public understanding of Inclusive Instant Payment Systems (IIPS) across Africa. During a...
  • Articles, Financial inclusion
The Dawning of a New Era of Global Finance: When AI and FinTech Collide

Artificial Intelligence (AI) has shifted from a peripheral experiment to a central, structural component of the global financial ecosystem Currently,...

  • Articles
An Open Letter on Cross-Border Payments in Africa

Every day, people across Africa send money to support their families, pay suppliers, grow their businesses, or trade across borders....

  • Articles, Instant payment systems
Seventy-three days changed how money moves in Liberia

Payday is something to look forward to for most people. But for many years, Wilmot K. Jackson greeted it with...

  • Articles, Instant payment systems
eKash Transforms Payments in Rwanda

In Nyamata, a small town in the southeast of Rwanda, daily life begins early. For Alphonsine Uwamahoko, mornings came with...

  • #IAmAfricaNenda, Articles
A New Chapter for AfricaNenda Foundation: Introducing our New Website

When we started AfricaNenda in 2021, the goal was simple: to help build inclusive instant payment systems that work for...

  • Articles
Daily Life of a Market Merchant
For merchants, the promise of digital payments is that they make life easier, faster, safer, and more efficient. However, merchants...
  • Articles
Key Lessons from the eKash Experience
In this Q&A, Flory, a technical payments specialist involved in the eKash project, shares practical insights from the design and...
  • Articles
Beyond “Mature”: Nigeria’s Bold Leap into the Future of Instant Payments
When Nigeria Inter-Bank Settlement System received recognition from AfricaNenda Foundation for its NIBSS Instant Payment (NIP) platform as Africa's first...